Fire and smoke damage can wreak the most havoc for homeowners or business owners, and the fire insurance claim process can be even more debilitating than the fire itself. Claimants become overwhelmed and confused when they realize that much time and resources are required to document the insurance their claim.
Knowing the ins and the outs of the fire insurance claim process and how to go about getting a full settlement from the insurance company should be expected of an insurance claim professional but not a typical property owner. The post-loss duties and responsibilities as well as the terms and conditions of the insurance policy can be difficult to comprehend and understand.
A resources available to claimants is a public adjuster—an insurance claim expert with knowledge and experience navigating the fire insurance claim process as well as insurance claim estimating, documenting and negotiating. These “personal” insurance adjusters ease the burden of time and energy dealing with the insurance company while ensuring the largest possible settlement on behalf of the claimant.
When you hire an experienced public adjuster, you are turning your fire insurance claim over to a claim expert who knows exactly how to prepare, document and settle a fire damage claim. He or she should be qualified and provide referrals of former clients he or she helped through the fire insurance claim process. With a public adjuster on your side, you can make sure that every detail of your claim is properly prepared, presented and negotiated for the highest and most accurate settlement.
Policyholders should immediately consult with an experienced public adjuster if:
Knowing the ins and the outs of the fire insurance claim process and how to go about getting a full settlement from the insurance company should be expected of an insurance claim professional but not a typical property owner. The post-loss duties and responsibilities as well as the terms and conditions of the insurance policy can be difficult to comprehend and understand.
A resources available to claimants is a public adjuster—an insurance claim expert with knowledge and experience navigating the fire insurance claim process as well as insurance claim estimating, documenting and negotiating. These “personal” insurance adjusters ease the burden of time and energy dealing with the insurance company while ensuring the largest possible settlement on behalf of the claimant.
When you hire an experienced public adjuster, you are turning your fire insurance claim over to a claim expert who knows exactly how to prepare, document and settle a fire damage claim. He or she should be qualified and provide referrals of former clients he or she helped through the fire insurance claim process. With a public adjuster on your side, you can make sure that every detail of your claim is properly prepared, presented and negotiated for the highest and most accurate settlement.
Policyholders should immediately consult with an experienced public adjuster if:
- The insurance company sent a Reservation of Rights letter.
- The fire insurance claim or cause of fire is under investigation.
- The insurance company sent you a Proof of Loss form to fill out.
- The cause or origin of the fire has been ruled suspicious.
- The insurance company denied your fire insurance claim.
- The insurance company offered you a low or partial fire claim settlement.
- The insurance company has required to participate in an Examination Under Oath (EUO)
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